Jumbo or High-Balance Conforming Loans:

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.

High-Balance Conforming: Loan Amounts $417,001 to $729,749* (Check your County’s conforming limit, lower loan limits may apply)

Jumbo: $729,750 and up